Financing & Payments Made Easy
Financing
Easy payments. Zero stress.
Revolve Construction offers flexible financing for roofing, siding, and storm-restoration projects. Real approval timelines, transparent terms, and a payments process built around your project — not the other way around.
Why homeowners and businesses trust Revolve
Real approvals, fast
Soft-pull pre-qualifications in minutes, not days. No surprises at the final invoice.
Transparent terms
We show you the rate, the term, and the total cost up front. No teaser numbers, no hidden fees.
Real people, not phone trees
Your Revolve project manager handles the financing conversation alongside the project itself.
What we offer
0% Promotional Plans
Limited-term promotional financing for qualified buyers — interest-free if paid within the term.
Fixed-Rate Plans
Predictable monthly payments over 5–15 years on larger projects.
Insurance Deductible Financing
Spread out-of-pocket deductibles across manageable payments while insurance covers the bulk.
Secure Online Payments
Pay invoices and milestone payments through a secure portal — no checks-in-the-mail risk.
Soft-Pull Pre-Qualification
Check your rates without affecting your credit score before you commit.
Real-Person Support
Talk to an actual person about which plan fits your project and your finances.
Roofing and Siding Are Large Purchases — Financing Makes Them Manageable
A full roof replacement in St. Louis runs $8,500–$14,000. A James Hardie siding project on a typical ranch home is $12,000–$20,000. Even with insurance covering storm damage, out-of-pocket deductibles of $1,500–$5,000 are common. Financing the project — rather than depleting savings or delaying necessary repairs — is a practical decision that millions of homeowners make every year.
Revolve offers financing options through established lending partners, with plans structured for home improvement projects. Approval decisions are fast, terms are transparent, and the process is handled alongside the project — not as a separate, disconnected transaction.
Understanding Your Financing Options
Promotional 0% financing plans allow qualified buyers to pay zero interest if the balance is paid within the promotional term — typically 12, 18, or 24 months. These work well for homeowners who prefer to spread payments across a defined period without carrying interest. The important caveat: if the balance is not paid within the term, deferred interest may apply retroactively from origination — read the terms carefully, and Revolve will explain them.
Fixed-rate installment plans provide predictable monthly payments over 5–15 years on larger projects. For a $12,000 project on a 10-year term at a fixed rate, the monthly payment is structured and plannable — no interest surprises, no variable-rate exposure. These plans are appropriate when the project cost exceeds what is comfortable to pay within a promotional window.
Insurance deductible financing addresses the specific situation where insurance covers the bulk of the project but the out-of-pocket deductible — $1,500–$5,000 — is the cash-flow constraint. Spreading the deductible over 12–24 months while insurance processes the main settlement keeps the project moving without depleting the emergency fund.
The Process: From Pre-Qualification to Final Invoice
Revolve uses a soft-pull pre-qualification process — checking your rates does not affect your credit score. Pre-qualification takes minutes and gives you a clear picture of available plan options before you commit to a project. Once the project scope is finalized, the hard credit application is submitted, approval is typically same-day, and the loan closes when the contract is signed.
Payments are handled through a secure online portal. You receive an invoice at each project milestone — typically deposit, progress payment, and final — and pay through the portal with bank transfer or card. No checks-in-the-mail risk, no confusion about what has been paid and what has not. Your project manager tracks payment milestones alongside the installation schedule.
Honest Pricing: What You See Is What You Pay
Revolve's estimates are itemized — materials, labor, tear-off, deck repair allowance, permits, and any ventilation or accessory work are line items, not buried in a single number. We do not use financing as a cover for inflated pricing, and we do not pressure customers toward longer-term plans that benefit the contractor. Our BBB A+ rating reflects a business that earns repeat and referral business by being straight with people.
If your project is insurance-funded and you have a deductible obligation, we structure the financing around that specific number. If the project is fully out-of-pocket, we walk you through all available plan options and let you choose what fits your financial situation — no script, no hard close.